Guides & Articles

The DigitCalc Blog

Practical guides on financial planning, health tracking, and getting the most out of every calculator on DigitCalc — written for real Indians, in plain English.

Featured
Featured
Finance Guide
How to Use DigitCalc for Your Monthly Financial Planning

A simple 6-step routine using DigitCalc's free tools — salary, EMI, SIP, tax and health calculators. No login, no app, no jargon.

June 2026 · 5 min readRead Article
Finance
Investment Guide
SIP vs FD — Which is Better for Beginners in India 2026?

A clear comparison of SIP and Fixed Deposits — returns, risk, lock-in and tax treatment — with real numbers and a straight recommendation.

June 2026 · 6 min readRead Article
Tax Guide
Old Tax Regime vs New Tax Regime — Which Saves More in 2026?

Real examples, tax slabs, and a simple rule of thumb to help Indian salaried employees decide which regime saves them more money.

June 2026 · 6 min readRead Article
Loan Guide
How to Reduce Your EMI Without Extending Your Loan Tenure

6 practical strategies to bring down your monthly loan outgo — without adding years to your repayment schedule.

June 2026 · 5 min readRead Article
Investment Guide
How to Become a Crorepati with Just ₹5,000 per Month SIP

The exact maths behind compounding — and how long it actually takes to reach ₹1 crore with a small monthly SIP.

June 2026 · 6 min readRead Article
Salary Guide
Understanding Your Salary Slip — CTC vs Gross vs In-Hand Explained

Why is your in-hand salary so much less than your CTC? A complete breakdown of every component on an Indian salary slip.

June 2026 · 6 min readRead Article
Tax Saving Guide
Best Tax Saving Investments Under Section 80C in 2026

ELSS, PPF, NPS, EPF and NSC — compared by returns, lock-in and suitability so you can make the right choice for your situation.

June 2026 · 6 min readRead Article
Beginner's Guide
How to Plan Your First Investment at 22 — A Complete Guide

Emergency fund, health insurance, SIP, tax saving — a clear step-by-step plan for first-time investors in India with no jargon.

June 2026 · 7 min readRead Article
Health
Health Guide
BMI Myths Indians Need to Stop Believing

5 common BMI myths — including why the standard BMI chart may not apply to South Asians and what you should actually monitor.

June 2026 · 5 min readRead Article
Our Story
Brand Story
Why We Built DigitCalc

Tired of calculator sites that spam you, demand signups, and bury results under ads — we built the tool we always wanted.

May 2026 · 4 min readRead Article
Recommendations
Top 10 Calculators Every Indian Should Bookmark in 2026

From EMI to SIP to BMI — the 10 calculators that save you time, money and confusion. All free, no login required.

May 2026 · 6 min readRead Article